Tow Truck Insurance Requirements & Coverage Options - Insura Insurance  Agency

Have you ever found yourself stranded on the side of the road with a broken-down vehicle? It’s a frustrating experience that can leave you feeling helpless. This is where tow insurance comes in. In this article, we will delve into the basics of tow insurance and explore why it is essential for every driver to have.

What is Tow Insurance?

Tow insurance, also known as roadside assistance coverage, is a type of insurance that provides financial protection in the event of a breakdown or accident. It covers the cost of towing your vehicle to a nearby repair shop or service station. Additionally, tow insurance often includes other benefits such as jump-starting a dead battery, delivering fuel if you run out, and changing a flat tire.

Why Do You Need Tow Insurance?

Imagine you’re driving late at night on a deserted road when suddenly your car breaks down. Without tow insurance, you would be left stranded, potentially miles away from the nearest help. Tow insurance provides peace of mind, knowing that help is just a phone call away. It ensures that you won’t be stuck on the side of the road for hours, waiting for assistance to arrive.

How Does Tow Insurance Work?

When you purchase tow insurance, you typically pay a premium on a monthly or annual basis. In return, the insurance company agrees to cover the cost of towing your vehicle in case of a breakdown or accident. The coverage amount and specific benefits can vary depending on the insurance provider and the policy you choose.


In conclusion, tow insurance is a crucial aspect of protecting yourself and your vehicle on the road. It offers financial assistance and peace of mind when you find yourself in a difficult situation. Don’t leave home without it!


Leave a Reply

Your email address will not be published. Required fields are marked *